The Coffee Bean and Tea Leaf® offers eligible Team Members two dental plan options. The first option is the House Blended Delta Dental Health Maintenance Organization (“DHMO”) Plan. This plan provides only in-network benefits, but it has no deductible, and there are copayments, rather than co-insurance, for all services that are not 100% covered by the plan.
The second option is a Select Blend PPO Dental Plan. It utilizes the Blue Cross network of dental providers and a third party, HealthComp, to administer the plan and pay claims on the Company’s behalf. This plan requires you to pay more out-of-pocket expenses when compared to the DHMO plan. Although this plan provides you with the flexibility to go to any dental provider you choose, choosing a Blue Cross provider will result in your receive the greatest value.
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